personal auto pap and homeowners ho insurance project
Personal Auto (PAP) and Homeowners (HO) Insurance Project (20 points)
The primary purpose of the project is to familiarize students with the PAP/HO coverage and
procurement process. A secondary objective is to apply the PAP coverage to hypothetical situations
provided by the instructor. You may do the project independently or with no more than three group
members. If you currently have PAP and HO coverage or want to review your parents, those coverages
would be acceptable for project completion.
PAP
1. Describe the insured auto.
2. Describe relevant characteristics of the primary driver.
3. Discuss the reasons why you have procured the PAP from the insurance company and agent used in
this project.
4. Describe the PAP coverage selected, amounts of coverage, premium(s), and rational behind your
choices.
HO
1. Describe the insured residence.
2. Discuss the reasons why you have procured the HO from the insurance company and agent used in
this project. (If you bundled with the PAP and used the same insurer, skip this question)
3. Describe the HO coverage selected, amounts of coverage, premium(s), and rational behind your
choices.
