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Click here for Essay Help. Each week, there will be two prompts requiring your response. Responses may be posted in one blog entry or two, but each response should be clearly titled. While blogging is more relaxed than formal essay … Continued
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Exercise
A fair die is rolled repeatedly .Let Xn be the result of the nth roll. So Xn takes values {1, . . . , 6}, each with probability 1/6, and the random variables X1, X2, . . . are all independent.
That is, N is the first roll where the result is equal to the previous roll. [e.g., if you roll the sequence 2,3,1,4,4,6,… then N = 5.] Find E[N].
N=min{n:Xn =Xn−1,n≥2}
[Hint: Hint: consider the expected value conditioned on the first roll being equal to k. By conditioning on the second roll, get a recursion relation to compute this expected value. Then undo the conditioning on the first roll.]
The post probability ACADEMIC ASSISTERS. ACADEMIC ASSISTERS.
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As a successful small business owner, you must stay within your budget and make sure that all the matters of your business are met. Without working within the confines of a budget, making sure all your expenses are met, you can literally turn your business up-side-down, and become financially unstable to where you either have to close your doors and/or file bankruptcy. So, as a successful business owner, you must make financial decisions every day! The following scenario is not uncommon at all, in terms of the details of the matter; but in many families, there are dynamics that occur, especially when one family member is financially sound and seemingly wealthy. So, this is a case worth exploring BEFORE it ever comes up, if it hasnt already. Keep in mind, that by putting something in writing, even though youve agreed to loan someone money, often, it becomes a deterrent, because now it’s official. Now, it is their signature is on the page. For people who are even remotely considering not living up to their agreement, they will back down when asked to put it in writing. This is often a good strategy for simply calling their bluff; aside from the fact that an amount this size must be in writing to begin with under the Statute of Frauds.
Here’s the Scenario:
You have a family member who is close to you, and they have come to ask you for a loan of $4500.00 in order to invest in a start-up business. You have inquired as to why they have not gone to a bank or VSBDC (http://www.vsbdc.com/ (Links to an external site.)) for a loan, and their answer to you is that if the business takes off, youll be part of the business too.
Once youve thoroughly explored and read articles below, based on the research provided, please answer the following questions:
Would you refuse their request? Why or why not? What are your specific considerations when making your decision? Explain in detail.
If this is a business plan that was created by your family member, list 3-5 items that you would be looking for in terms of the business feasibility, such as who runs the business, exit strategies, financial operations, etc. (You can bullet these items but give a brief explanation of each one and why they would be important to review.)
In considering if this is a business venture, if this is an investment into a business, how can you tell if it’s a scam? What is a Pyramid Scheme? How do they operate? How do you tell if a business is a pyramid scheme? What are the “red flags to look for when looking over a business plan? What are the differences between a legitimate multi-level marketing company and a pyramid scheme?
(Optional) Have you personally ever been invited to get involved with a pyramid business? How did you find out it was a scam? What warning signs would you look for now? What advice would you give to others based on your own experience?
Say you decide to loan them the money after conducting your own investigation, but you simply want to be repaid, rather than becoming a business partner. List 4-5 conditions you would include in your loan agreement with them and explain why these would be important to your agreement. For example: Repayment Schedule, interest, late fees, etc.
Post your thread and then discuss these issues with three or more of your peers.
RESEARCH:
Should You Lend Money to Family or Friends? By Andrew Beattie | Updated June 21, 2018
https://www.investopedia.com/articles/pf/09/to-lend-or-not-to-lend.asp (Links to an external site.)
6 rules for loaning money to a family member
https://www.businessinsider.com/rules-for-loaning-money-to-family-2016-10 (Links to an external site.)
What to Include in Your Business Plan
https://www.entrepreneur.com/article/239407 (Links to an external site.)
Business plans help you run your business
https://www.sba.gov/business-guide/plan-your-business/write-your-business-plan (Links to an external site.)
PYRAMID SCHEMES
https://www.investor.gov/protect-your-investments/fraud/types-fraud/pyramid-schemes (Links to an external site.)
Don’t Get Caught in a Pyramid Scheme
https://ag.ny.gov/consumer-frauds/pyramid-schemes (Links to an external site.)
Pyramid Schemes: International Monetary Funds Seminar on Current Legal Issues Affecting Central Banks, Washington, D.C., DATE: May 13, 1998 by Debra A. Valentine (Links to an external site.), Former General Counsel
https://www.ftc.gov/public-statements/1998/05/pyramid-schemes (Links to an external site.)
VSBDC
http://www.vsbdc.com/ (Links to an external site.)
What is a Loan Agreement?
https://www.debt.org/credit/loans/contracts/ (Links to an external site.)
8 Key Terms to Consider When Reviewing a Loan Agreement
https://legalvision.com.au/8-key-terms-to-consider-when-reviewing-a-loan-agreement/ (Links to an external site.)
Loan Agreements with Family And Friends
https://www.debt.org/credit/loans/friends-family/ (Links to an external site.)
Statutory Contract Law and Legal Definition
https://definitions.uslegal.com/s/statutory-contract/ (Links to an external site.)
Ten Things to Consider When Reviewing Your Business Plan
https://www.allbusiness.com/ten-things-to-consider-when-reviewing-your-business-plan-1735-1.html (Links to an external site.)
How to Loan Someone Money And Actually Be Paid Back, According to Experts
https://www.bustle.com/p/how-to-loan-someone-money-actually-be-paid-back-according-to-experts-11910851 (Links to an external site.)
Neither a Borrower nor a Lender Be
https://literarydevices.net/neither-a-borrower-nor-a-lender-be/ (Links to an external site.)
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WHAT YOU WILL HAVE TO KNOW TO WRITE THIS PAPER ABOUT ME.
****My degree is Bachelor of Science in Interdisciplinary Studies behavioral sciences and Government***** I plan to earn my masters degree in Human Services so I can be a counselor for people with Mental health and substance abuse issues. ****
Interdisciplinarity and Worldview Reflection Instructions. **Also use a Bible Ref**
****Prompt: In 300 words, explain what interdisciplinarity is and reflect on how it impacts your worldview*****. And, in ****another 250 words, reflect on and explain the personal impact of the single most helpful lesson you learned from Covey this subterm.********
****In two sections of 250 words each, reflect on what you have learned in this course, how your perspectives have changed, how you now view your degree, and how you plan to use or think about your interdisciplinary degrees differently. You will briefly explain interdisciplinarity in your own words in light of your worldview, and you will reflect on Covey’s writing as well.
Requirements:
1. You may use first person, but not second person.
2. Use unique title lines to clearly separate your answers.
3. Your grammar, spelling, and punctuation should be flawless.
4. Use APA formatting, but no abstract page is required.
Additional Suggestions:
1. You can do it differently, but the simplest route may be to explain interdisciplinarity in one paragraph and then to reflect on it in the next paragraph or two.
2. You can explain interdisciplinarity in your own words, but if you find it hard to describe it in a way not already done, it would be better to cite references and create a references page than to accidentally plagiarize.
3. Remember to focus on just one topic from Covey and to give it personal application.
4. You can begin brainstorming for your reflection using the following questions (though you shouldnt use these exact wordings in your reflection itselfbe original):
A. How has interdisciplinarity affected my life?
B. How has interdisciplinarity affected the way I see the world?
C. How will I use an interdisciplinary mindset to tackle problems in the future?
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